CRA

Community Reinvestment Act Notice

You are entitled to certain information about our operations and our performance under the CRA.  You may review today the public section of our most recent CRA evaluation, prepared by the FDIC, and a list of services provided at this branch.  You may also have access to the following additional information, which we will make available to you at this branch within five calendar days after you make a request to us: (1) a map showing the assessment area containing this branch, which is the area which the FDIC evaluates our CRA performance in the community; (2) information about our branches in this assessment area; (3) a list of services we provide at those locations; (4) data on our lending performance in this assessment area; and (5) copies of all written comments received by us that specifically relate to our CRA performance in this assessment area, and any responses we have made to those comments.  If we are operating under an approved strategic plan, you may also have access to a copy of the plan. 

At least 30 days before the beginning of each quarter, the FDIC publishes a nationwide list of the banks that are scheduled for CRA examination in that quarter.  This list is available from the Regional Director, Division of Compliance and Consumer Affairs, FDIC, 1100 Walnut Street, Suite 2100, Kansas City, MO 64106.  You may send written comments about our performance in helping to meet community credit needs to Kelly Peralta, P O Box 458, 622 Main, Ashland, KS  67831 and the FDIC Regional Director. You may also submit comments electronically through the FDIC’s Web site at www.fdic.gov/regulations/cra. Your letter, together with any response by us, will be considered by the FDIC in evaluating our CRA performance and may be made public.

You may ask to look at any comments received by the FDIC Regional Director.  You may also request from the FDIC Regional Director an announcement of our applications covered by the CRA filed with the FDIC.  We are an affiliate of Stockgrowers Banc Corporation, a bank holding company.  You may request from the Federal Reserve Bank of Kansas City, 1 Memorial Drive, Kansas City, MO 64198 an announcement of application covered by the CRA filed by bank holding companies.